Who's Eligible for Short Term Health Insurance

Most insurers only sell short term health policies to people under the age of 65. And if you have ever been denied health insurance, you probably won't qualify for short term insurance.

Also, you should not buy short term health insurance if you are already covered by another policy. Each short term health plan has its own application that contains a number of qualifying questions. Additionally, you must meet the acceptance guidelines, usually including acceptable height and weight charts.

If you are not one of the 174 million Americans covered under an employer or other type of plan, short term health insurance coverage might present an appealing, affordable health insurance option worth considering.